General insurance provides financial protection against losses or damages to assets other than life. It includes coverage for your vehicle, home, health, travel, and even businesses. Unlike life insurance, general insurance policies are short-term and need to be renewed regularly.
Covers damages due to accidents, theft, or natural calamities. Includes third-party liability and own damage.
Protects your home and its contents from fire, theft, floods, or other disasters.
Covers trip cancellations, medical emergencies, lost baggage, and passport issues during travel.
Protects businesses against losses from fire, theft, employee injury, or liability claims.
Offers financial support in case of accidental death, disability, or hospitalization.
Motor insurance (third-party) is mandatory in India. Others are optional but highly recommended.
Most policies are valid for 1 year and must be renewed annually.
Yes, you can hold different policies for different assets or needs.
Based on asset value, risk profile, coverage amount, and add-ons.
A reward in the form of premium discounts for not claiming during a policy term.
